[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.febski.cz\/pojisteni-vkladu\/#Article","mainEntityOfPage":"https:\/\/www.febski.cz\/pojisteni-vkladu\/","headline":"Poji\u0161t\u011bn\u00ed vklad\u016f","name":"Poji\u0161t\u011bn\u00ed vklad\u016f","description":"Kdy\u017e si n\u011bkdo poctiv\u011b vyd\u011bl\u00e1 n\u011bjak\u00e9 ty pen\u00edze, m\u011bl by m\u00edt jistotu, \u017ee si jich taky bude moci u\u017e\u00edvat tak, jak se mu samotn\u00e9mu zachce, a tehdy, kdy se mu zachce. Nem\u011bl by o n\u011b n\u011bjak\u00fdm nekal\u00fdm zp\u016fsobem p\u0159ij\u00edt. A proto m\u016f\u017eeme b\u00fdt vd\u011b\u010dni evropsk\u00fdm i na\u0161im politik\u016fm, \u017ee n\u00e1m tu p\u0159ed lety zavedli poji\u0161t\u011bn\u00ed […]","datePublished":"2019-10-20","dateModified":"2019-10-20","author":{"@type":"Person","@id":"https:\/\/www.febski.cz\/author\/#Person","name":"","url":"https:\/\/www.febski.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"febski.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.febski.cz\/wp-content\/uploads\/img_a356155_w3249_t1570888973.jpg","url":"https:\/\/www.febski.cz\/wp-content\/uploads\/img_a356155_w3249_t1570888973.jpg","height":0,"width":0},"url":"https:\/\/www.febski.cz\/pojisteni-vkladu\/","about":["Ekonomika"],"wordCount":428,"articleBody":"Kdy\u017e si n\u011bkdo poctiv\u011b vyd\u011bl\u00e1 n\u011bjak\u00e9 ty pen\u00edze, m\u011bl by m\u00edt jistotu, \u017ee si jich taky bude moci u\u017e\u00edvat tak, jak se mu samotn\u00e9mu zachce, a tehdy, kdy se mu zachce. Nem\u011bl by o n\u011b n\u011bjak\u00fdm nekal\u00fdm zp\u016fsobem p\u0159ij\u00edt. A proto m\u016f\u017eeme b\u00fdt vd\u011b\u010dni evropsk\u00fdm i na\u0161im politik\u016fm, \u017ee n\u00e1m tu p\u0159ed lety zavedli poji\u0161t\u011bn\u00ed vklad\u016f. Kter\u00e9 sice taky nen\u00ed a\u017e tak \u00fapln\u011b dokonal\u00e9, ale je to p\u0159esto dobr\u00e1 v\u011bc. \u010clov\u011bk se d\u00edky n\u011bmu aspo\u0148 nemus\u00ed b\u00e1t ulo\u017eit si svoje \u00faspory na \u00fa\u010det, m\u016f\u017ee si b\u00fdt jist\u00fd, \u017ee ho o n\u011b nep\u0159iprav\u00ed t\u0159eba krach banky.\tZe z\u00e1kona tak m\u00e1 ka\u017ed\u00fd st\u0159adatel n\u00e1rok na to, aby mu pojistitel vyplatil jeho pen\u00edze v\u00a0p\u0159\u00edpad\u011b, \u017ee se jeho finan\u010dn\u00ed \u00fa\u0159ad dostane do platebn\u00ed neschopnosti. Sice ne v\u0161echny, ale jen v\u00a0p\u0159epo\u010dtu nanejv\u00fd\u0161 sto tis\u00edc eur, jen\u017ee to je te\u010f vedlej\u0161\u00ed, proto\u017ee oby\u010dejn\u00ed lid\u00e9 si v\u00edc pen\u011bz stejn\u011b sotva kdy na\u0161et\u0159\u00ed. Aspo\u0148 tedy z\u00a0poctiv\u00e9 v\u00fdplaty t\u011b\u017eko.\tJakmile tak rozhodne \u010cesk\u00e1 n\u00e1rodn\u00ed banka nebo n\u00e1\u0161 nebo zahrani\u010dn\u00ed soud o neschopnosti n\u011bkter\u00e9 finan\u010dn\u00ed instituce plnit sv\u00e9 z\u00e1vazky v\u016f\u010di vkladatel\u016fm, m\u00e1 vkladatel n\u00e1rok na to, aby mu byly jeho \u00faspory, o n\u011b\u017e tu p\u0159i\u0161el, nahrazeny a\u017e do zm\u00edn\u011bn\u00e9 v\u00fd\u0161e. Do sedmi dn\u016f od zm\u00edn\u011bn\u00e9ho term\u00ednu mus\u00ed toto vypl\u00e1cen\u00ed za\u010d\u00edt, pouze v\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech je tato lh\u016fta prodlou\u017eena na maxim\u00e1ln\u011b patn\u00e1ct dn\u00ed. A \u010dlov\u011bk mus\u00ed dostat to, na co tu m\u00e1 n\u00e1rok, v\u00a0na\u0161ich korun\u00e1ch.\t\tM\u00e1 se tak st\u00e1t. A pokud by se tak nestalo, m\u00e1 \u010dlov\u011bk kontaktovat Garan\u010dn\u00ed syst\u00e9m finan\u010dn\u00edho trhu, aby neriskoval, \u017ee budou jeho n\u00e1roky nakonec proml\u010den\u00e9. Co\u017e by se stalo po uplynut\u00ed t\u0159\u00ed let.\t\u010clov\u011bku tak sta\u010d\u00ed jenom vybrat si takov\u00fd \u00fa\u010det nebo jin\u00fd finan\u010dn\u00ed produkt, na jak\u00fd se tohle poji\u0161t\u011bn\u00ed vztahuje. A m\u00e1 klid. Nikdo ho tam o jeho pen\u00edze nep\u0159iprav\u00ed.\tJenom mu je tam postupn\u011b se\u017eere inflace. Proto\u017ee proti t\u00e9 n\u00e1s jaksi pojistit zapomn\u011bli. A nezd\u00e1 se, \u017ee by se n\u011bkdo n\u011bjak sna\u017eil, aby tomu bylo n\u011bkdy v\u00a0budoucnu jinak.                                                                                                                                                                                                                                                                                                                                                                                        3.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poji\u0161t\u011bn\u00ed vklad\u016f","item":"https:\/\/www.febski.cz\/pojisteni-vkladu\/#breadcrumbitem"}]}]